Help? new M/S Surface 2 RT tablet, ditching 2006 Windows laptop

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W the slowest laptop west of the Mississippi River,
I finally decided it was time to cave to new technology.
Yesterday bought a Surface tablet RT 2 (what is that – road and track?).

Having a heck of a (bad) time making the transition,
Prolly in part because, I’ve not used any touchscreen devices
(my cell phone is so ancient I have to crank it and ask Mabel to connect me, like Andy Griffith Show.
Well, almost, like my old laptop, it’s several yrs old, used for calls only, not even texting).

I’ve looked at Amazon, at Dummies books, etc., but hesitate to buy book, for tablet I may ending up returning.
The user instructions I found online at surface dot com and Microsoft dot com
Are not all that helpful, saying things like “… just like on your smart phone…”

Any suggestions????
Uses:
– mainly surf the web (yay edcforums)
email,
– occasional word proc. for personal use.
Want to
– Start keeping some personal finance data.
– start photo album,
-listening to music

Can you help a geezer join 21st C?

PS This Surface is cloud-based, except can use jump drive.

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